rediffGURU Kirtan A Shah answers your personal finance queries.
A mistake here can prove costly.
SIP top-ups are especially beneficial for young investors, who may start with a small SIP installment and grow it over their working careers, says Dwaipayan Bose.
Experts say lending rates won't come down significantly,as banks are grappling with NPAs
Though a popular savings option in India's villages and towns, chit funds have resulted in scams too. Here's what you must know about chit funds before investing your money.
The best investment schemes fail if they don't offer incentives to intermediaries to push investors.
Dwaipayan Bose simplifies the whys and hows of revisiting your financial goals
rediffGURU Vivek Lala answers your income tax and personal finance queries.
Leading up to the International Women's Day on March 8, this is the first of a four-part series that talks about how women can invest to achieve their long-term financial goals.
Systematic Withdrawal Plan, or SWP, can help you achieve your financial goals. Ramalingam Kalirajan's step-by-step guide on how to effectively use an SWP.
The finance ministry on Wednesday allowed all private sector banks to participate in government-related business, like collection of taxes. pension payments and small savings schemes. At the moment, only few large private sector are allowed to conduct government-related business.
While an impending rate cut is a good reason to enter debt funds, another is the high valuations in equity markets.
With the 50 bps rate cut now more banks are expected to reduce their base rate.
Earlier, the RBI cut its policy interest rate to 6.75 per cent.
rediffGURU Sunil Lala answers your personal finance-related queries.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries
Dwaipayan Bose on how index funds play a key role in the diversification of portfolios and help manage risks
'Where in the world you get 12.5 per cent return of interest?'
Union finance secretary T V Somanathan recently said the Centre had saved Rs 10,000 crore in FY22 on interest payments after adopting new accounting mechanisms for central government agencies and centrally sponsored schemes (CSS) for state governments. Speaking at an event, Somanathan said due to these, there was an unspent balance of Rs 1.2 trillion with state agencies from CSS as on March 31, 2022. This means this amount will be reduced from the Centre's borrowing for now and it can be considered a short-term saving for the exchequer.
Invest in MFs for liquidity and choice of funds. Invest in NPS for the tax benefits, tax-free rebalancing, and for earmarked savings for retirement.
Let's wait for the monetary policy on February 8 -- to see how it complements the fiscal commitments, points out Tamal Bandyopadhyay.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
According to the report, financial assets of the Indian households are predominantly in the form of bank deposits, followed by life insurance - a pattern that got disrupted after note ban
Lots of romance and action on OTT this week. Sukanya Verma lists her recommendations.
Here's how EPF stacks against other investment options
Experts say the size of the fund shouldn't be a primary criterion for selection.
Gandhi said the debate would end after these two questions only, but he also wants to ask the prime minister why did he ask the public to bang plates and flash mobile phones when people were suffering from the Covid pandemic.
Regardless of market levels, invest in stocks and equity mutual funds in a staggered manner.
Congress leader Kumari Selja ruled out the possibility of an alliance with the AAP for the Haryana assembly polls.
Do not keep a large portion of your long-term portfolio in FDs.
When he didn't respond (Mr Saver has lost count of how many relationship managers he has had in the past few years!), the gentleman landed up at his doorstep and started pleading with him to open fixed deposits with the bank, observes Tamal Bandyopadhyay.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
Sitharaman does away with loans from National Small Savings Fund to Food Corporation of India.
The government has hiked the interest rate on Public Provident Fund account (PPF) to 8.6 per cent from 8 per cent. The investment ceiling has been raised to Rs 1 lakh a year.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
Ajit Mishra, vice president, research, Religare Broking, answers your stock market queries.
The applicants should be of the age group 18 to 51. Their monthly income should not exceed Rs 5,000. Application forms and other details can be obtained from the head office of the Rubber Board at Kottayam and other regional offices.
Indian economy is doing well and the performance of domestic stock markets is not as bad as that of other nations.
Retail participation in mutual funds from beyond the top 15 cities in the country has increased remarkably in the past 18 months.
