News for 'small savings schemes'

How Index Funds Can Help Manage Risks

How Index Funds Can Help Manage Risks

Rediff.com21 Dec 2023

Dwaipayan Bose on how index funds play a key role in the diversification of portfolios and help manage risks

Vinesh Phogat to contest Haryana polls? Cong leader says...

Vinesh Phogat to contest Haryana polls? Cong leader says...

Rediff.com24 Aug 2024

Congress leader Kumari Selja ruled out the possibility of an alliance with the AAP for the Haryana assembly polls.

Govt mines tax data to prune LPG subsidy list

Govt mines tax data to prune LPG subsidy list

Rediff.com22 Mar 2016

Officials said the oil marketing companies had provided data to the Income Tax department.

Modi won't debate with me because...: Rahul

Modi won't debate with me because...: Rahul

Rediff.com18 May 2024

Gandhi said the debate would end after these two questions only, but he also wants to ask the prime minister why did he ask the public to bang plates and flash mobile phones when people were suffering from the Covid pandemic.

Investing in tax-savings funds? 7 things you must know

Investing in tax-savings funds? 7 things you must know

Rediff.com2 Jan 2018

A mistake here can prove costly.

A dummy's guide to investing in chit funds

A dummy's guide to investing in chit funds

Rediff.com29 May 2014

Though a popular savings option in India's villages and towns, chit funds have resulted in scams too. Here's what you must know about chit funds before investing your money.

Rate cuts have actually hurt depositors more!

Rate cuts have actually hurt depositors more!

Rediff.com8 Jun 2016

Experts say lending rates won't come down significantly,as banks are grappling with NPAs

Why Modi's financial schemes are struggling

Why Modi's financial schemes are struggling

Rediff.com30 Nov 2015

The best investment schemes fail if they don't offer incentives to intermediaries to push investors.

Want To Invest In FD? Read This

Want To Invest In FD? Read This

Rediff.com23 May 2024

Do not keep a large portion of your long-term portfolio in FDs.

Now on all private banks can collect tax, pay pension

Now on all private banks can collect tax, pay pension

Rediff.com24 Feb 2021

The finance ministry on Wednesday allowed all private sector banks to participate in government-related business, like collection of taxes. pension payments and small savings schemes. At the moment, only few large private sector are allowed to conduct government-related business.

Budget Good 1st Act. RBI's Monetary Policy 2nd

Budget Good 1st Act. RBI's Monetary Policy 2nd

Rediff.com4 Feb 2023

Let's wait for the monetary policy on February 8 -- to see how it complements the fiscal commitments, points out Tamal Bandyopadhyay.

Should You Invest In Hybrid Mutual Funds?

Should You Invest In Hybrid Mutual Funds?

Rediff.com5 Feb 2024

Regardless of market levels, invest in stocks and equity mutual funds in a staggered manner.

'Budget Hasn't Addressed Real Economy Issues'

'Budget Hasn't Addressed Real Economy Issues'

Rediff.com30 Jul 2024

'Generating employment requires a shift in policy.' 'If not, the country will face economic, social and political challenges in the coming years.'

The single woman's investment guide

The single woman's investment guide

Rediff.com2 Mar 2020

Leading up to the International Women's Day on March 8, this is the first of a four-part series that talks about how women can invest to achieve their long-term financial goals.

Govt saved Rs 10,000 crore in interest costs in FY22

Govt saved Rs 10,000 crore in interest costs in FY22

Rediff.com9 Jun 2022

Union finance secretary T V Somanathan recently said the Centre had saved Rs 10,000 crore in FY22 on interest payments after adopting new accounting mechanisms for central government agencies and centrally sponsored schemes (CSS) for state governments. Speaking at an event, Somanathan said due to these, there was an unspent balance of Rs 1.2 trillion with state agencies from CSS as on March 31, 2022. This means this amount will be reduced from the Centre's borrowing for now and it can be considered a short-term saving for the exchequer.

'I'm 30, married. How to create Rs 10 cr fund by 50?'

'I'm 30, married. How to create Rs 10 cr fund by 50?'

Rediff.com28 Feb 2024

rediffGURU Dev Ashish answers your personal finance and mutual fund queries.

Is this a good time to buy debt funds?

Is this a good time to buy debt funds?

Rediff.com4 Jul 2017

While an impending rate cut is a good reason to enter debt funds, another is the high valuations in equity markets.

Loans from SBI, ICICI Bank to be cheaper

Loans from SBI, ICICI Bank to be cheaper

Rediff.com29 Sep 2015

With the 50 bps rate cut now more banks are expected to reduce their base rate.

Jaitley nudges banks to pass on rate cut benefit to borrowers

Jaitley nudges banks to pass on rate cut benefit to borrowers

Rediff.com29 Sep 2015

Earlier, the RBI cut its policy interest rate to 6.75 per cent.

Health Premiums Rise: How To Stay Covered

Health Premiums Rise: How To Stay Covered

Rediff.com21 Aug 2024

Consider a combination of a base policy and a super top-up policy.

High interest rates will make the economy sluggish: Jaitley

High interest rates will make the economy sluggish: Jaitley

Rediff.com28 Mar 2016

'Where in the world you get 12.5 per cent return of interest?'

'Your EPF Withdrawal Is Tax-Free, If...'

'Your EPF Withdrawal Is Tax-Free, If...'

Rediff.com15 Oct 2024

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.

How household savings recovered quickly post DeMo

How household savings recovered quickly post DeMo

Rediff.com12 Mar 2018

According to the report, financial assets of the Indian households are predominantly in the form of bank deposits, followed by life insurance - a pattern that got disrupted after note ban

Strong prospects already priced in for Crompton Greaves after Q4 results

Strong prospects already priced in for Crompton Greaves after Q4 results

Rediff.com21 Jun 2024

Good results for the January-March quarter (Q4) of FY24 and strong seasonal demand have led to strong investor interest in Crompton Greaves (CG) Consumer Electricals which is hitting new highs. While there's bullish consensus on the company's future performance, the stock has gained over 40 per cent in the last six months and valuations may become stretched. The Q4FY24 revenue rose 9.5 per cent YoY to Rs 1,960 crore.

Why Are Banks Wooing You?

Why Are Banks Wooing You?

Rediff.com15 Mar 2023

When he didn't respond (Mr Saver has lost count of how many relationship managers he has had in the past few years!), the gentleman landed up at his doorstep and started pleading with him to open fixed deposits with the bank, observes Tamal Bandyopadhyay.

'I'm in a Rs 70L credit card debt trap'

'I'm in a Rs 70L credit card debt trap'

Rediff.com2 Apr 2024

rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.

MF Guru: 'Want Rs 50L for my child's education'

MF Guru: 'Want Rs 50L for my child's education'

Rediff.com21 Aug 2023

rediffGURU Nikunj Saraf suggests considering small-cap, mid-cap, and multi-cap mutual funds.

Should You Invest In Liquid Rate ETF?

Should You Invest In Liquid Rate ETF?

Rediff.com2 Apr 2024

'Liquid ETFs help in cash management by enabling a smooth transition between equity and cash within the same settlement cycle, as they trade in the same segment as equity.'

Why this is a good year to invest in EPF

Why this is a good year to invest in EPF

Rediff.com2 Jul 2016

Here's how EPF stacks against other investment options

'With 5K SIP, Can I Build 3 Crore Corpus In 15 Years?'

'With 5K SIP, Can I Build 3 Crore Corpus In 15 Years?'

Rediff.com28 Oct 2022

Nikunj Saraf, Vice President Choice Wealth, answers your queries.

India to clock GDP growth of 6.5% in FY'24; to meet fiscal deficit target of 5.9%: CEA

India to clock GDP growth of 6.5% in FY'24; to meet fiscal deficit target of 5.9%: CEA

Rediff.com1 Sep 2023

Chief Economic Advisor V Anantha Nageswaran on Thursday said the economy is expected to grow at 6.5 per cent in the current fiscal notwithstanding deficient rains in August. India recorded economic growth of 7.8 per cent in the April-June quarter of 2023-24 against 13.1 per cent in the year-ago period. India's economy in Q1 grew at the fastest pace in a year, on the shoulders of a boost in capital expenditure both at central and state levels, along with stronger consumption demand, especially in rural areas, and improved performance in the services sector, he said.

Secret behing the success of Indian Bank

Secret behing the success of Indian Bank

Rediff.com20 Feb 2023

Indian Bank expects recoveries to be more than slippages in this financial year, which will result in improved asset quality.

Here's how to pick the right tax-saving fund

Here's how to pick the right tax-saving fund

Rediff.com24 Feb 2016

Experts say the size of the fund shouldn't be a primary criterion for selection.

Should You Deposit Money In FD?

Should You Deposit Money In FD?

Rediff.com18 Jan 2024

Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.

'Farmers are our Annadata'

'Farmers are our Annadata'

Rediff.com15 Aug 2024

This is the full text of the address to the nation by President Droupadi Murmu on the eve of India's 78th Independence Day.

Modi Bluster Missing From Budget

Modi Bluster Missing From Budget

Rediff.com26 Jul 2024

With the reality of coalition politics staring the BJP in its face, this was inevitable, points out Ramesh Menon.

'Don't invest all your savings in the stock market'

'Don't invest all your savings in the stock market'

Rediff.com21 Jan 2022

Ajit Mishra, vice president, research, Religare Broking, answers your stock market queries.

'I am 34, want to retire at 55; please help'

'I am 34, want to retire at 55; please help'

Rediff.com8 Nov 2023

rediffGURU Dev Ashish answers your personal finance and mutual fund queries.

Going easy on loans: FM brings transparency in off-budget borrowings

Going easy on loans: FM brings transparency in off-budget borrowings

Rediff.com2 Feb 2021

Sitharaman does away with loans from National Small Savings Fund to Food Corporation of India.